Aggregated lender data — rate movements, promotion windows, fee changes — circulates widely and is genuinely useful. It is also perishable in a way that is easy to miss, because a stale page looks identical to a fresh one.
This page previously carried such a snapshot: a six-month view of a broker-channel feed, checked at 5 July 2026, 18:25 AEST, covering some 2,434 lender updates and 122 promotion items. That timestamp is the important part of the sentence, and it is worth explaining why.
Question one: when was it true?
A market snapshot is a photograph. Its value decays from the moment it is taken, and promotion windows in particular are measured in weeks.
Any aggregated view needs a visible capture time, not just a publication date, and ideally a stated refresh cadence. Without one you cannot tell whether you are reading this month or last quarter.
Question two: can you reach the underlying source?
Broker-channel material is not public, which means a reader cannot verify a line of it independently. That is fine for orientation — knowing that several lenders moved on fee waivers in a period is useful context — and insufficient for a decision.
The rule that follows: use aggregated data to know what to go and check, and use the lender’s own terms page to know what is actually true. The seven checks covers how to do the second part.
Question three: who maintains it, and how often?
Live market tracking is a standing editorial commitment with a hard freshness requirement. Where a source names its cadence and meets it, the data can carry real weight. Where it does not, treat every figure as an artefact of its capture moment.
What this site publishes instead
What changes, who changes it, and how often — a table of the six moving parts in Australian lending, who publishes each, roughly how often it moves, and a link to the primary source. It carries no figures of its own, so it stays accurate, and every line is verifiable by anyone in a minute.
Paired with the seven checks for a promotion, that covers what a snapshot is usually being used for: working out whether something you found elsewhere still applies to you.
Reviewed 17 August 2026.