Offer board
Home loan offers, filtered by the numbers that matter.
Cashback only matters if the loan amount, LVR, channel and settlement timing fit. Start here, then run break-even maths.
Broker feed overlay
122 Brokerpedia promotion items now sit behind the public offer board.
The table below remains focused on public and borrower-verifiable offers. For broker-only rate, fee, SMSF and policy signals from the six-month scrape, use Market Watch and then verify the live lender pack before quoting anything to a borrower.
Offer pulse
Compare Australian home loan offers by purpose, LVR and loan size
Public source checked 2026-07-05. Brokerpedia overlay checked 5 Jul 2026, 18:25 AEST; broker-only items are routed through Market Watch for verification.
12offers loaded
$4,000largest verified cashback seed
5 Jul 2026source check date
| Lender | Hook | Fit | Key conditions | Source |
|---|---|---|---|---|
| ANZFirst Home Buyer Cashback | $3,000 first-home cashbackUntil withdrawn | Not available where the loan is supported by a Government guarantee or where an ANZ LMI waiver applies. | ANZ home loan offersofficial | |
| ME BankDigital refinance cashback | $3,000 refinance cashbackApply by 28 Aug 2026 | Minimum total loan size $700k, max 80% LVR, settle within 120 days of application. Excludes some BOQ Group refinances and selected loan types. | ME Bank refinance pageofficial | |
| IMB BankHome Loan Cashback | Up to $4,000 cashbackUntil withdrawn | Eligible home loans generally need max 80% LVR. Exclusions and clawback terms can apply. | IMB Bank cashback pageofficial | |
| Newcastle PermanentOnline purchase or refinance cashback | Up to $3,000 cashbackUntil withdrawn | $2,500 for loans around $250k-$499k and $3,000 for $500k+ according to public offer listings. Credit criteria apply. | Newcastle Permanent home loansofficial | |
| BankVicMember home loan cashback | Up to $4,000 cashbackUntil withdrawn | Membership, occupation and product conditions may apply. BankVic public pages mention cashback qualification from $350k funded loans. | BankVic home buyingmixed | |
| Reduce Home LoansEconoME refinance cashback | $3,000+ refinance cashbackPublic listings vary by product and funding date | Generally max 80% LVR and refinance from another institution. Current public listings should be checked before quoting. | Canstar refinance offersaggregated | |
| Qantas MoneyQantas Points home loan | 100,000 Qantas Points every year100,000 Qantas Points p.a. | Points eligibility, product fees and loan terms need checking against the current Qantas Money PDS and credit criteria. | Canstar refinance offersaggregated | |
| WestpacOnline Offer basic variable | Online variable discount5.99% p.a. featured owner-occupier rate | Offer applies to selected new Flexi First Option loans, with LVR and repayment-type conditions. | Westpac home loansofficial | |
| MacquarieFixed and variable rate card | Transparent LVR rate table3-year fixed from 6.09% p.a. for <=70% LVR | Rates vary by LVR, product, owner-occupier or investor status, fixed term and repayment type. | Macquarie home loan ratesofficial | |
| CommBankStandard Variable with Wealth Package | Major-bank package rateOwner occupied from 6.34% p.a. for <=60% LVR | Wealth Package terms, minimum lending balance and LVR tiers apply. | CommBank standard variable rateofficial | |
| NABCurrent home loan interest rates | Advertised rates and expert pricingRates subject to change | Final pricing depends on product, package, LVR, repayment type and any negotiated margin. | NAB home loan interest ratesofficial | |
| Greater BankDigital refinance cashback | Up to $3,000 online cashbackUntil withdrawn | Minimum $250k, max 80% LVR, owner occupied P&I or investment refinances. Excludes refinances from Greater Bank. | Savings.com.au home loan offersaggregated |